Motor Vehicle Insurance Modernization Act of 2025

Where it is in the process

Plain-English Summary

As introduced Bill 26-57 would increase the mandatory minimum motor vehicle insurance requirements for property damage liability and third-party liability coverage. It would require insurers to provide enhanced underinsured motor vehicle coverage under a passenger vehicle liability insurance policy. It would increase the mandatory minimum motor vehicle insurance requirements for property damage liability, third-party liability, underinsured motor vehicles. It would also enhance underinsured moto…

Source: Legistar · DC Council · fetched May 5, 2026

Who it affects

Homeownerindirect

Increased cost of mandatory minimum motor vehicle insurance requirements for property damage liability and third-party liability coverage, and enhanced underinsured motor vehicle coverage.

W-2 worker (non-union)indirect

Increased cost of mandatory minimum motor vehicle insurance requirements for property damage liability and third-party liability coverage, and enhanced underinsured motor vehicle coverage.

AI-extracted

Who This AffectsAI analysis

HomeownerindirectModerate impactHigh certainty
Increased cost of mandatory minimum motor vehicle insurance requirements for property damage liability and third-party liability coverage, and enhanced underinsured motor vehicle coverage.
“would increase the mandatory minimum motor vehicle insurance requirements for property damage liability and third-party liability coverage.”· As introduced Bill 26-57
“It would require insurers to provide enhanced underinsured motor vehicle coverage under a passenger vehicle liability insurance policy.”· As introduced Bill 26-57
“It would increase the mandatory minimum motor vehicle insurance requirements for property damage liability, third-party liability, underinsured motor vehicles.”· As introduced Bill 26-57
W-2 worker (non-union)indirectModerate impactHigh certainty
Increased cost of mandatory minimum motor vehicle insurance requirements for property damage liability and third-party liability coverage, and enhanced underinsured motor vehicle coverage.
“would increase the mandatory minimum motor vehicle insurance requirements for property damage liability and third-party liability coverage.”· As introduced Bill 26-57
“It would require insurers to provide enhanced underinsured motor vehicle coverage under a passenger vehicle liability insurance policy.”· As introduced Bill 26-57
“It would increase the mandatory minimum motor vehicle insurance requirements for property damage liability, third-party liability, underinsured motor vehicles.”· As introduced Bill 26-57

What the Bill Does

Increase mandatory minimum motor vehicle insurance requirements for property damage liability and third-party liability coverage.
Require insurers to provide enhanced underinsured motor vehicle coverage.
Increase mandatory minimum motor vehicle insurance requirements for underinsured motor vehicles.

Votes

Sponsorship · 1 Sponsor

Democrat1Republican0Independent0Other0

D · PrimePhil Mendelson

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