Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide

Where it is in the process

Plain-English Summary

A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered …

Source: OpenStates · fetched April 6, 2026

Who it affects

Senior (65+, Medicare/SS)

Provides protections against financial exploitation by allowing financial institutions to place holds on accounts of eligible adults suspected of being exploited.

AI-extracted

Who This AffectsAI analysis

Senior (65+, Medicare/SS)directModerate impactHigh certainty
Provides protections against financial exploitation by allowing financial institutions to place holds on accounts of eligible adults suspected of being exploited.
“so as to provide for holds on accounts of eligible adults for suspected financial exploitation”· Title 7 of the Official Code of Georgia Annotated

What the Bill Does

Allows financial institutions to place holds on accounts of eligible adults for suspected financial exploitation.
Establishes procedures for placing and lifting these holds.
Removes the requirement for financial institutions to obtain independent credit reports from consumer reporting agencies.

Votes

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