Long-term care, life, and disability insurers prohibited from using genetic information for certain purposes.

This bill prohibits long-term care, life, and disability insurers from using genetic information to deny, cancel, or change premiums for individuals. It also prevents insurers from requiring genetic testing as a condition for coverage or renewal. The bill allows insurers to use existing medical records, including genetic information, if they have the individual's written consent, and to consider diagnoses made from genetic test results.

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