Insurers to submit long-term care insurance premium rate filings to the Department of Commerce and Insurance on or after August 28, 2026, and includes director of DCI's responsibility to approve or disapprove the rates

This bill requires insurers to get approval from the state director before changing long-term care insurance premium rates. The director can deny rate changes if they are unreasonable, discriminatory, or excessive compared to the benefits offered. These rules apply to long-term care insurance policies issued or delivered in the state on or after August 28, 2026.

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