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Life or health insurances; unfair discrimination, pre-exposure prophylaxis for prevention of HIV.
Life insurance; health insurance; unfair discrimination; pre-exposure prophylaxis for prevention of human immunodeficiency virus. Prohibits any person from refusing to insure, refusing to continue to insure, or limiting the amount or extent of life insurance or accident and sickness insurance coverage available to an individual or charge an individual a different rate for the same coverage based solely on the status of such individual as having received pre-exposure prophylaxis for the preventio…
Source: OpenStates · fetched March 31, 2026
Prohibits discrimination in insurance coverage based on PrEP use.
May indirectly affect individuals with Medicaid who use PrEP by ensuring non-discriminatory insurance practices.(low confidence)
May indirectly benefit low-income individuals who use PrEP by preventing insurance discrimination.(low confidence)
- LGBTQ+ / QueerdirectModerate impactHigh certainty
Prohibits discrimination in insurance coverage based on PrEP use.
“Prohibits any person from refusing to insure, refusing to continue to insure, or limiting the amount or extent of life insurance or accident and sickness insurance coverage available to an individual or charge an individual a different rate for the same coverage based solely on the status of such individual as having received pre-exposure prophylaxis for the preventio…”· Life insurance; health insurance; unfair discrimination; pre-exposure prophylaxis for prevention of human immunodeficiency virus.
- Medicaid / public insuranceindirectMinor impactLow certainty
May indirectly affect individuals with Medicaid who use PrEP by ensuring non-discriminatory insurance practices.
“Prohibits any person from refusing to insure, refusing to continue to insure, or limiting the amount or extent of life insurance or accident and sickness insurance coverage available to an individual or charge an individual a different rate for the same coverage based solely on the status of such individual as having received pre-exposure prophylaxis for the preventio…”· Life insurance; health insurance; unfair discrimination; pre-exposure prophylaxis for prevention of human immunodeficiency virus.
- Low-income / working-classindirectMinor impactLow certainty
May indirectly benefit low-income individuals who use PrEP by preventing insurance discrimination.
“Prohibits any person from refusing to insure, refusing to continue to insure, or limiting the amount or extent of life insurance or accident and sickness insurance coverage available to an individual or charge an individual a different rate for the same coverage based solely on the status of such individual as having received pre-exposure prophylaxis for the preventio…”· Life insurance; health insurance; unfair discrimination; pre-exposure prophylaxis for prevention of human immunodeficiency virus.
- Prohibits discrimination in life and accident/sickness insurance based on PrEP use.
- Prevents insurers from refusing coverage, limiting coverage, or charging different rates due to PrEP status.
- Applies to both life insurance and accident and sickness insurance.
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