Preventing unintentional lapses and cancellations of life insurance policies.

Where it is in the process

Plain-English Summary

This bill requires life insurance companies to notify policyholders and a designated third party at least 30 days before an individual life insurance policy lapses due to nonpayment of premiums. It also requires insurers to inform applicants of their right to name a third party to receive these notices. These rules do not apply to group policies, policies with monthly or more frequent payments, or short-term policies.

No official summary on file for this bill · generated by Gemini 2.5 Flash from its full text

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