Establishes a working group to create a pilot program for an alternative system to a credit score for unbanked persons, undocumented immigrants and any other individuals who would benefit from such alternative system.

This bill creates a working group to develop a pilot program for alternative ways to measure creditworthiness. This program would help people who don't have traditional credit scores, such as undocumented immigrants or those with low incomes. The working group, made up of financial industry and immigration advocates, will study different models and report recommendations within a year.

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